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As a Woman in Business, you are at the forefront of economic growth and innovation across America. Not only are women owned businesses increasing, but they are also outpacing their male counterparts in growth. However, despite these impressive gains, female founders still encounter significant challenges on the path to success—lack of access to capital being the most prominent. Your business deserves to be financially sound and well-funded.

Helping women in business achieve financial success!

Female founders receive about 2% of venture capital capital dollars and are 55% more likely than men to cite a lack of capital as a major challenge.

Did You Know?

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With our help, you'll better understand your finances and unlock opportunities for growth and extend the longevity of your business. We work with you not only to maintain accurate financial records but to explore various funding options, manage cash flows and create a personalized strategy to fuel your growth. So that you can focus on building the business you dream of.

Your New B.F.F. (Best Financial Friend)

Balancing the roles of founder, wife, mother, friend, sister, and more can be overwhelming and often leads to burnout. We deeply understand the unique pressures that female founders face.

Hurdle #4: Balancing Work and Life

Cash flow management is a significant challenge for female founders, impacting their ability to sustain and grow their businesses effectively. Many women-owned businesses struggle with maintaining positive cash flow due to limited access to capital and financial resources.

Hurdle #3: Poor Cash Flow

Many women are often discouraged from applying for loans due to fear of denial. Effectively telling your financial story is crucial when seeking funding or investment. That means making your business look presentable and compelling to lenders and investors.

Hurdle #2: Financial Readiness

Securing capital is a significant hurdle for women entrepreneurs. Traditional financial institutions frequently have stringent requirements that can be challenging to meet, especially for new or small businesses. In fact, female founders are 55% more likely than men to cite a lack of capital as a major challenge.

Hurdle #1: Access to Capital

FMS Advisory is dedicated to helping female founders overcome financial hurdles and achieve their business dreams.

Your Business Financial Success - Unlocked!

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TAX PLANNING AND OPTIMIZATION
We work diligently with you to minimize your tax liabilities while ensuring full compliance with relevant regulations. We offer:
  • Comprehensive tax planning strategies tailored to your business
  • Timely and accurate tax return preparation
  • Guidance on tax-efficient business structures
  • Ongoing advisory support to adapt to changing tax laws

FINANCIAL FORECAST AND MANAGEMENT
Accurate and timely financial information is crucial for making informed business decisions. This includes meticulous record-keeping of all financial transactions, regular financial reporting and analysis, cash flow management and forecasting. With our support, you'll have a clear picture of your financial health at all times, allowing you to make data-driven decisions.



OPTIMIZE OPPORTUNITIES
Securing capital is often a significant hurdle for women-owned businesses. We help you optimize and maximize your funding opportunities by strengthening your financial statements so that you’re fully prepared to present your business in the best light to potential investors or lenders. We also help to Identify suitable funding sources, from traditional loans to venture capital.



RISK MANAGEMENT AND COMPLIANCE
We help you navigate the ever-changing tax and regulatory landscape which can be daunting. We help you identify, assess, and prioritize risks to minimize potential financial losses so you understand and meet all relevant regulatory requirements.

STRATEGIC FINANCIAL PLANNING
We work closely with you to develop a tailored financial strategy that aligns with your business goals. This strategic approach helps you make informed decisions and optimize your resources for maximum impact.

How FMS Advisory Can Help

If you've ever had these questions, then let's chat:

ARE INDIVIDUAL PRODUCTS/PRODUCT LINES PROFITABLE, AND HOW DO YOU KNOW WHEN TO INCREASE PRICES DUE TO RISING INPUT COSTS?

ARE MY FINANCIAL STATEMENTS AT A STAGE WHERE INVESTORS WOULD BE WILLING TO BUY-IN?

IS MY BUSINESS CAPTURING ALL ACCOUNTING DATA CORRECTLY AND IN A WAY THAT'S AUDIT-PROOF?

IS MY BUSINESS COMPLIANT WITH ALL FEDERAL AND STATE REGULATIONS INCLUDING SALES TAX NEXUS?

DOES MY BUSINESS HAVE ENOUGH CASH IN THE BANK TO SUSTAIN OPERATIONS FOR THE NEXT 6-12 MONTHS?

ARE MY BUSINESS’S METRICS TRENDING IN THE RIGHT DIRECTION, AND HOW DOES THIS STACK UP TO COMPETITORS?

IS MY BUSINESS TAKING THE MOST ADVANTAGEOUS TAX BREAKS AND OPTIMIZING ITS TAX POSITION?

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Unlock the potential for your business by understanding the various types of funding available to you. Download our free guide, "Understanding Different Types of Funding," and discover how you can secure the capital you need to grow your business. This comprehensive guide will help you navigate the funding landscape and choose the best options for your unique needs.

Ready to Explore Your Funding Options?

Packages

Complete Package

All packages come with our signature 10-Point Tax Wellness Scorecard, a handy checklist to keep your finances in order.

Starter Package

Ready to launch a new business? We’ll get your business up and running right! For brand new entities (Non-profits, LLC or Corporations) only.

Essentials Package

 For the business that wants to step up their game, we’ve got the tools to get your finances in order. 

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 A suite of tools for established businesses looking for full service accounting, tax and CFO advisory.

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Who You’re Working With

More information on FMS Advisory

I’m a CPA with over a decade of experience as an accountant and worked for prestigious accounting firms like Deloitte and KPMG.

As a woman and person of color, I consistently felt underrepresented in my field. But, more shocking, I noticed a larger gap in the people sitting at the table. I quickly realized that businesses led by women and people of color were left out, simply because they needed the strong financial support that’s necessary for businesses to succeed. That’s why I started FMS Advisory, a firm that’s dedicated to seeing the success of women-owned businesses. We're not only an accounting firm; we’re your partner in your business financial journey.

Hi! It's me, Festina

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Keynote Speaker | Financial Education

Fractional CEO services

Tax and CPA Services

Certified Public Accountants (CPAs) typically offer three main types of services:

  • Audit and Assurance Services: This involves examining financial statements and records to ensure accuracy and compliance with accounting standards and regulations. Audits provide assurance to stakeholders about the reliability of financial information.
  • Tax Services: CPAs prepare and file tax returns, offer tax planning advice, and help with tax compliance. They assist individuals and businesses in understanding and managing their tax obligations, optimizing tax strategies, and navigating complex tax laws.
  • Consulting Services: This includes a range of advisory services such as business consulting, financial planning, risk management, and management consulting. CPAs help organizations improve their operations, develop strategic plans, and solve various financial and operational challenges.

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What are the three types of services performed by CPAs?

Rockville, MD, has several notable landmarks and attractions:

  1. Rockville Town Square: A bustling center with shops, restaurants, and community events.
  2. Glenview Mansion: A historic estate with beautiful gardens, often used for cultural events.
  3. Croydon Creek Nature Center: Offers nature trails and educational exhibits.
  4. Peerless Rockville Historic District: Showcases the city's rich history through preserved buildings and sites.
  5. Rock Creek Regional Park: A large park perfect for hiking, picnicking, and boating.

These spots offer a mix of history, culture, and outdoor activities.

Directions to Rockville MD

From IAD:

  • Take the Dulles Access Rd to I-495 North (Capital Beltway) toward Maryland.
  • Exit onto I-270 North toward Rockville/Frederick.
  • Take Exit 5 for MD-189/Falls Road, which leads into Rockville.

From Ronald Reagan Washington National Airport (DCA):

  • Take the George Washington Memorial Parkway to I-495 North.
  • Follow I-495 North to I-270 North.
  • Take Exit 5 to reach Rockville.

About Rockville MD Rockville, MD, is a vibrant city located in the heart of Montgomery County, just outside Washington, D.C. It is known for its diverse community, rich history, and thriving economy. Rockville serves as a major retail and commercial hub, offering a variety of shopping, dining, and entertainment options. The city is also home to numerous parks and recreational facilities, making it an attractive place for families and outdoor enthusiasts. Additionally, Rockville boasts a strong public school system and is well-connected by public transportation.

909 Rose Ave, Suite 400
Rockville
Maryland 

Where you can find me:

The firm provides thorough accounting services, ensuring that all financial records are accurate and compliant with industry standards. This includes regular financial reviews and management consulting to keep businesses on track.

Business Accounting & Compliance

FMS Advisory’s CFO consulting services support small businesses in making informed financial decisions, including payroll management and strategic planning.

CFO Consulting & Financial Management

They offer comprehensive tax planning and preparation services, helping businesses and individuals minimize tax liabilities while ensuring compliance with all regulations.

Tax Planning & Preparation

FMS Advisory provides specialized CPA services designed for small businesses and individuals. Their team of experienced CPAs ensures that clients receive personalized attention for their accounting and financial needs.

CPA Services

FMS Advisory is a financial services firm based in Rockville, MD, specializing in helping women entrepreneurs and small businesses optimize their finances. The firm offers comprehensive services, including accounting, bookkeeping, tax planning, and CFO advisory. Their mission is to empower clients by providing strategic financial guidance, ensuring compliance, and maximizing profitability. They also emphasize a personalized approach, focusing on the unique needs of businesses at various stages of growth, particularly those led by women and people of color.

Tax & CPA Services | Rockville MD

Jontae Grant

"Festina is always attentive and gets back to me in little to no time. She also explain things I need to know thoroughly. My books are organized, paperwork in order and everything is filed correctly for my business. She's the best accountant and I appreciate what she does daily for my business! I also appreciate the check ups if she don’t hear from me in a while."

Natoria Edwards

"Festina was recommended by a friend for tax services. I had a tax issue and my prior CPA was not responsive. So I truely appreciate the Thorough communication and feedback that Festina provided. I really enjoyed the expereience of working with her and will be back next year!"

"Festina is very professional and has always done exceptional work with tax and bookkeeping. I enjoy the communication and the planning. Festina keeps me on target with my initial financial goals and pushes me to think of the future of my business. Her communication is always timely and clear to help you understand finance for your business. Before working with FMS advisory...

Ashley McClain

...I had been hoping from tax prep services and was missing out on key fillings in my taxes. Thankfully Festina was able to address these issues and place on a path to success. Currently, my tax/accounting situation is much more organized. I can easily find any tax or accounting documentation. If I have questions FMS advisory is easily accessible to answer any questions I may have."

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Kind Words

Whether you’re just starting or looking to streamline your tax processes, this guide has you covered.

Tax Compliance Guide for Women-Owned Businesses

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